Resources
Stay informed – and protected – with insurance industry insights, tips and news for your family and business.
Do’s & Don’ts for an Effective Safety Incentive Program
Workplace accidents, injuries, illnesses, and fatalities cost companies billions of dollars each and every year. OSHA violations can take their toll as well, as those violations become costly citations. Add to that the costs of lost productivity and downtime, the...
Preparing Your Business for Hurricane Season
Hurricane season in Louisiana begins in June and lasts through November. That’s half the year, so hurricane preparedness is a vital part of living here. Unfortunately, too many business owners find themselves unprepared when a hurricane strikes. According to...
Preparing Your Home for Hurricane Season
Once we reach June, we’re in hurricane season until November 30. We watch the storms develop out in the Gulf or Atlantic and track the names through the alphabet. The National Oceanic and Atmospheric Administration (NOAA) highlighted 2020 and 2021 as...
Do I Need Commercial Auto Insurance? The Benefits of Commercial Vehicle Protection
For the majority of businesses, vehicles – whether leased, rented or owned – play a vital role in accomplishing a variety of tasks. From hauling goods for delivery to transporting materials to worksites or simply driving to meet clients – safe and reliable vehicles...
What is Commercial General Liability Insurance?
There are a wide range of risks that come with operating a business – some of which may be completely unexpected. From the moment you start operations, you become open to these risks, which is why it’s vital for you to have proper protection. Commercial general...
Insurance Market Cycles 101: How Can a Hard Market Affect Your Premiums?
Commercial insurance always fluctuates between Hard and Soft Markets, simply because the industry is cyclical in nature. These cycles have effects upon the availability, terms and costs of commercial insurance. That’s why it can be helpful to understand what to expect...
What is Umbrella Insurance?
With litigation being so commonplace in our culture, business owners are faced with more worries than just making profits and retaining their best employees. If your product injures a consumer, your business may face a devastating lawsuit, significant damages and a...
What is Workers’ Compensation Insurance?
Workers who are injured on the job can receive benefits through Workers’ Compensation coverage. These benefits can include medical care, part of lost wages and permanent disability. In addition, death benefits are provided to dependents of employees killed in...