Captive & Alternative Risk Insurance Programs

Know the possibilities. Our team of Captive Insurance and Alternative Risk Professionals are experts in custom variable cost programs that provide the flexibility and rewards of insurance ownership.

Dwight Andrus Insurance

Leading the Way With Captive & Alternative Risk

Dwight Andrus Insurance is at the forefront of Captive and Alternative Risk product offerings. We have strategically partnered with the largest Captive Managers in the marketplace to provide greater access for our clients. Our consultative approach to Captive and Alternative Risk placement ensures that we can assist our clients to find the right fit the first time.

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Email for Your Solution

insurance@dwightandrus.com

What is a Captive?

A captive is an insurance company that is owned by the businesses it insures to give more control, reduce risks and increase the potential for profits.

Group Captive

A group captive, also known as a sponsored captive, is an insurance company owned and controlled by its members.

Single Parent Captive

A single parent captive, also known as a pure captive, is owned and controlled by one organization and formed as a subsidiary of that organization.

Benefits of Captive &
Alternative Risk Programs

  • Potential to capture unearned underwriting profits
  • Greater control of claims management
  • Flexibility in coverage
  • Long-term pricing stability
  • Greater protection from marketplace conditions
  • Ability to gain investment income on premiums
  • Potential to capture unearned underwriting profits
  • Greater control of claims management
  • Flexibility in coverage
  • Long-term pricing stability
  • Greater protection from marketplace conditions
  • Ability to gain investment income on premiums

Note: The above is meant as general information to help you understand the different types of coverages and services available. References to insurance policies and coverages do not refer to any specific policy of insurance and do not modify any definitions, exclusions or any other provision expressly stated in any policies of insurance. We encourage you to speak to your insurance consultant and to read your policy contract to fully understand your coverages.