Automobile Insurance

We offer free, comparative quotes on personal auto insurance from multiple carriers so you can get the best possible rate.

Auto Insurance

Auto or car insurance coverage has two parts.  The first is the liability coverage section of the policy.  It covers your financial responsibility for injuring others.  Some liability coverage is required by most states.

The second part of auto insurance covers the car itself.  Comprehensive coverage reimburses losses from fire, theft or other perils.  Collision coverage pays to repair losses caused by an accident.  Often, this coverage is mandated by leasing companies or banks.  There are also ancillary medical, car rental and other coverages which vary by state.

Utilizing high deductibles on the physical damage coverages can help reduce premiums.  If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident.

Call For Your Solution

(337) 981-7300

Email For Your Solution

insurance@dwightandrus.com

Explore Your Coverage Options

Name*
This field is for validation purposes and should be left unchanged.

Note: The above is meant as general information to help you understand the different types of coverages and services available. References to insurance policies and coverages do not refer to any specific policy of insurance and do not modify any definitions, exclusions or any other provision expressly stated in any policies of insurance. We encourage you to speak to your insurance consultant and to read your policy contract to fully understand your coverages.