Private Client Insurance

Discover coverage options that are designed to secure wealth — all while protecting the people, places and things that matter most to you.

Insurance Elevated to Your Level

When your life is anything but standard, you need customized coverage from a team that understands the nuances of high net worth protection. At Dwight Andrus, we deliver years of experience paired with valuable industry resources and global connections to protect every facet of your lifestyle.

Types of Coverage

Truly personalized insurance solutions designed to protect the lifestyle you’ve worked hard to build.

How We Work

Learn more about how our team of private client insurance specialists builds customized insurance solutions tailored to your unique needs.

The Andrus Advantage

You’ve worked hard for the lifestyle you live — so why settle for second-rate insurance packages? At Dwight Andrus Insurance, we work with you to identify your areas of risk so that we can develop the best policy package to meet your needs — that’s the Andrus Advantage.

Personalized Service

Enjoy dedicated insurance plans built for you by a real person — and no automated messages, ever.


70+ Years of Excellence

With more than 70 years of service, we have the experience and connections to ensure you’re getting the best solutions possible.


Independent for Your Benefit

Our status as independent insurance consultants means we can shop multiple options to create the best program for you.


Coverage You Can Count On

Advisory Resources

Our industry experts take a holistic look at your property, asset, and protection needs.


Specialized coverage for high-value, luxury or collector vehicles.


Protection for your aircraft while in the air or on the ground.


Mitigate risks and protect personal data from cyber attacks.

Family Office

Tailored protection built for large families with significant assets. 


Broader coverage with higher limits for valuables inside your home.

Group Personal Excess Liability

Prevent personal risk from becoming corporate risk or family financial distress.


Expanded coverage and considerations for high-value and luxury homes.


Coverage for unique liability risks to protect existing and future wealth. 

Specialized Coverages

Customized protection for a broad range of risk exposures.

Valuable Articles

Itemized or blanket coverage for fine jewelry, art, antiques and more.

Workers’ Compensation

Tailored protection for households with domestic employees.


Coverage for physical damage and the people and items on your vessel.

How We Work


Step 1

Our consultants conduct a free risk assessment for your unique situation.

Step 2

Our team works with you to identify your main pain points.

Step 3

We connect with our network of 2,000+ providers to find the best solution for you.

Step 4

We build out your completely personalized insurance package.

Step 5

You rest easy knowing your most valuable assets are protected.

Frequently Asked Questions

What is private client insurance?

When you have high-value assets to protect, often, mass-market insurance plans are just not enough. These plans limit the maximum coverage amount, meaning you could be underinsured if you have higher-value items. That’s where private client insurance comes in. Private client insurance is designed for high-net-worth individuals who have more to protect.

What does private client insurance cover?

In short: most any valuable asset you have! From your home and vehicles to valuable articles, watercrafts, aircrafts and even personal data through cybersecurity protection. Reach out to the private client insurance specialists at Dwight Andrus Insurance today to find your personalized solution.

How much insurance do I need?

Every individual is different — that’s why all of our private client insurance solutions are customized to fit your unique needs. Reach out to a Dwight Andrus Insurance

Explore Your Coverage Options

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Note: The above is meant as general information to help you understand the different types of coverages and services available. References to insurance policies and coverages do not refer to any specific policy of insurance and do not modify any definitions, exclusions or any other provision expressly stated in any policies of insurance. We encourage you to speak to your insurance consultant and to read your policy contract to fully understand your coverages.