Commercial insurance always fluctuates between Hard and Soft Markets, simply because the industry is cyclical in nature. These cycles have effects upon the availability, terms and costs of commercial insurance. That’s why it can be helpful to understand what to expect...
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What is Umbrella Insurance?
With litigation being so commonplace in our culture, business owners are faced with more worries than just making profits and retaining their best employees. If your product injures a consumer, your business may face a devastating lawsuit, significant damages and a...
What is Workers’ Compensation Insurance?
Workers who are injured on the job can receive benefits through Workers’ Compensation coverage. These benefits can include medical care, part of lost wages and permanent disability. In addition, death benefits are provided to dependents of employees killed in...